Income Protection: Individual Disability Insurance for Independent Consultants

About the Session:  

"It won't happen to me" is a common response when people talk about disability insurance. However, accidents and injuries are only a small percentage of disability claims that keep people away from their careers. This presentation will provide education about income protection, the range of disabilities that result in claims, how to customize coverage to meet your specific needs, how to apply for coverage, and the discount available to the PICA Community.

You will also get answers to questions like: 

• Why is income protection important?
• Am I eligible for coverage?
• How much coverage could I qualify for?
• When do the policies pay benefits, and for how long?
• How much does the coverage cost?
• What is the discount that is available to the PICA community?
• How does disability income protection insurance fit within a financial plan?
• Is disability insurance available to me even if I do not have W2 wages?
• Which features and benefits of the policy design are most common and most important?
• Can I talk with someone confidentially about my income protection needs? 

Format:

The webinar will be instructional and interactive. Ryan will cover a few topics during the presentation, but will also give participants the ability to interrupt and ask questions at any time. Informal and formal Q&A will both be available.

Five minutes for introductions, 40 minutes of Ryan sharing, and 15 minutes for formal Q&A.

Duration: 60 minutes

About the expert:

Ryan Scott has been a financial professional since 2006 and joined Principal® in 2010. He specializes in wealth management, 401(k) plans, deferred compensation plans, retirement income strategies, life and disability insurance, and estate planning strategies for individuals, business owners, and their employees. Ryan will help you create and execute a financial plan that is based on your specific objectives, and you will receive dedicated services to help you reach your goals. Ryan founded Scott Wealth Planning, LLC in 2019 so that he can operate as a team and provide more comprehensive service to his clients.